The Housing Affordability Index base is 100 and represents a balance point where a resident with a median household income can normally qualify to purchase a median price home. Values above 100 indicate increased affordability, while values below 100 indicate decreased affordability.
| County | Housing Affordability Index | |
|---|---|---|
| 1. | Cook County | 119 |
| 2. | Ramsey County | 135 |
| 3. | Hennepin County | 137 |
| 4. | Cass County | 139 |
| 5. | Benton County | 139 |
| 6. | Carlton County | 142 |
| 7. | Crow Wing County | 144 |
| 8. | Houston County | 145 |
| 9. | Aitkin County | 146 |
| 10. | Le Sueur County | 149 |
| 11. | Nicollet County | 149 |
| 12. | Stearns County | 149 |
| 13. | Blue Earth County | 150 |
| 14. | Douglas County | 150 |
| 15. | Beltrami County | 151 |
| 16. | Mille Lacs County | 153 |
| 17. | Wabasha County | 153 |
| 18. | Pine County | 154 |
| 19. | Otter Tail County | 156 |
| 20. | Chisago County | 157 |
