The Housing Affordability Index base is 100 and represents a balance point where a resident with a median household income can normally qualify to purchase a median price home. Values above 100 indicate increased affordability, while values below 100 indicate decreased affordability.
| County | Housing Affordability Index | |
|---|---|---|
| 1. | Cass County | 72 |
| 2. | Cook County | 73 |
| 3. | Crow Wing County | 75 |
| 4. | Douglas County | 75 |
| 5. | Aitkin County | 77 |
| 6. | Becker County | 78 |
| 7. | Blue Earth County | 78 |
| 8. | Otter Tail County | 79 |
| 9. | Ramsey County | 79 |
| 10. | Rice County | 80 |
| 11. | Stearns County | 80 |
| 12. | Hennepin County | 81 |
| 13. | Hubbard County | 83 |
| 14. | Clay County | 84 |
| 15. | Lake of the Woods County | 84 |
| 16. | St. Louis County | 85 |
| 17. | Itasca County | 86 |
| 18. | Goodhue County | 87 |
| 19. | Olmsted County | 87 |
| 20. | Le Sueur County | 87 |