The Housing Affordability Index base is 100 and represents a balance point where a resident with a median household income can normally qualify to purchase a median price home. Values above 100 indicate increased affordability, while values below 100 indicate decreased affordability.
| Name | County | Housing Affordability Index | |
|---|---|---|---|
| 1. | City of Spring Park | Hennepin | 24 |
| 2. | City of Sunfish Lake | Dakota | 30 |
| 3. | City of Woodland | Hennepin | 39 |
| 4. | City of Wayzata | Hennepin | 40 |
| 5. | City of Excelsior | Hennepin | 44 |
| 6. | City of Longville | Cass | 45 |
| 7. | City of Lakeland Shores | Washington | 50 |
| 8. | City of Crosslake | Crow Wing | 51 |
| 9. | City of Walker | Cass | 52 |
| 10. | City of Newport | Washington | 56 |
| 11. | City of Jenkins | Crow Wing | 57 |
| 12. | City of Remer | Cass | 57 |
| 13. | City of Bigfork | Itasca | 58 |
| 14. | City of Loretto | Hennepin | 58 |
| 15. | City of Greenwood | Hennepin | 60 |
| 16. | City of Ogema | Becker | 60 |
| 17. | City of Nisswa | Crow Wing | 61 |
| 18. | City of Lake Shore | Cass | 61 |
| 19. | Mahnomen Census Designated Place | St. Louis | 61 |
| 20. | City of Battle Lake | Otter Tail | 62 |