The Housing Affordability Index base is 100 and represents a balance point where a resident with a median household income can normally qualify to purchase a median price home. Values above 100 indicate increased affordability, while values below 100 indicate decreased affordability.
| ZIP Code | City | Housing Affordability Index | |
|---|---|---|---|
| 1. | 55708 | Biwabik | 263 |
| 2. | 55753 | Keewatin | 255 |
| 3. | 56219 | Browns Valley | 218 |
| 4. | 56027 | Elmore | 215 |
| 5. | 56757 | Stephen | 212 |
| 6. | 56671 | Red Lake | 211 |
| 7. | 55750 | Hoyt Lakes | 209 |
| 8. | 56176 | Trimont | 197 |
| 9. | 56212 | Bellingham | 196 |
| 10. | 55782 | Soudan | 192 |
| 11. | 56208 | Appleton | 191 |
| 12. | 56670 | Redby | 190 |
| 13. | 55706 | Babbitt | 189 |
| 14. | 56221 | Chokio | 189 |
| 15. | 56051 | Kiester | 186 |
| 16. | 56295 | Watson | 184 |
| 17. | 56223 | Clarkfield | 177 |
| 18. | 56262 | Milan | 177 |
| 19. | 56276 | Odessa | 176 |
| 20. | 56161 | Okabena | 174 |