The Housing Affordability Index base is 100 and represents a balance point where a resident with a median household income can normally qualify to purchase a median price home. Values above 100 indicate increased affordability, while values below 100 indicate decreased affordability.
| ZIP Code | City | Housing Affordability Index | |
|---|---|---|---|
| 1. | 55802 | Duluth | 38 |
| 2. | 55384 | Spring Park | 58 |
| 3. | 55454 | Minneapolis | 61 |
| 4. | 55404 | Minneapolis | 65 |
| 5. | 55414 | Minneapolis | 67 |
| 6. | 55403 | Minneapolis | 74 |
| 7. | 55405 | Minneapolis | 89 |
| 8. | 55408 | Minneapolis | 93 |
| 9. | 55605 | Grand Portage | 106 |
| 10. | 56655 | Longville | 107 |
| 11. | 55114 | Saint Paul | 108 |
| 12. | 56448 | Fifty Lakes | 109 |
| 13. | 55606 | Hovland | 110 |
| 14. | 56442 | Crosslake | 111 |
| 15. | 55103 | Saint Paul | 115 |
| 16. | 55790 | Tower | 116 |
| 17. | 56447 | Emily | 116 |
| 18. | 55116 | Saint Paul | 117 |
| 19. | 55415 | Minneapolis | 120 |
| 20. | 56662 | Outing | 120 |
