The Housing Affordability Index base is 100 and represents a balance point where a resident with a median household income can normally qualify to purchase a median price home. Values above 100 indicate increased affordability, while values below 100 indicate decreased affordability.
| ZIP Code | City | Housing Affordability Index | |
|---|---|---|---|
| 1. | 55384 | Spring Park | 24 |
| 2. | 55414 | Minneapolis | 33 |
| 3. | 55802 | Duluth | 35 |
| 4. | 55403 | Minneapolis | 40 |
| 5. | 55404 | Minneapolis | 43 |
| 6. | 55613 | Schroeder | 43 |
| 7. | 55405 | Minneapolis | 51 |
| 8. | 56442 | Crosslake | 51 |
| 9. | 56655 | Longville | 51 |
| 10. | 56662 | Outing | 55 |
| 11. | 55055 | Newport | 56 |
| 12. | 55408 | Minneapolis | 57 |
| 13. | 55454 | Minneapolis | 57 |
| 14. | 55812 | Duluth | 58 |
| 15. | 56639 | Effie | 58 |
| 16. | 56452 | Hackensack | 59 |
| 17. | 55615 | Tofte | 60 |
| 18. | 55435 | Minneapolis | 60 |
| 19. | 56681 | Squaw Lake | 61 |
| 20. | 56672 | Remer | 62 |