St. Cloud, MN Metropolitan Statistical Area MN Demographic Data and Boundary Map


St. Cloud, MN Metropolitan Statistical Area Boundary Map

St. Cloud, MN Metropolitan Statistical Area Data & Demographics (As of July 1, 2021)


Total Population 207,830 (100%)
Population in Households 199,551 (96.0%)
Population in Families 153,727 (74.0%)
Population in Group Quarters1 8,279 ( 4.0%)
Population Density 119
Diversity Index2 25


Median Household Income $63,187
Average Household Income $79,403
% of Income for Mortgage4 16%
Per Capita Income $30,372
Wealth Index5 76


Total HU (Housing Units) 85,589 (100%)
Owner Occupied HU 54,945 (64.2%)
Renter Occupied HU 23,980 (28.0%)
Vacant Housing Units 6,664 ( 7.8%)
Median Home Value $235,539
Average Home Value $277,169
Housing Affordability Index3 140


Total Households 78,925
Average Household Size 2.53
Family Households 50,472
Average Family Size 3
  1. Group Quarters - a place where people live or stay in a group living arrangement. Includes college residents halls, nursing facilities, military barracks, and correctional facilities.
  2. The Diversity Index is a scale of 0 to 100 that represents the likelihood that two persons, chosen at random from the same area, belong to different races or ethnic groups. If an area's entire population belongs to one race AND one ethnic group, then the area has zero diversity. An area's diversity index increases to 100 when the population is evenly divided into two or more race/ethnic groups.
  3. The Housing Affordability Index base is 100 and represents a balance point where a resident with a median household income can normally qualify to purchase a median price home. Values above 100 indicate increased affordability, while values below 100 indicate decreased affordability.
  4. The % of Income for Mortgage quantifies the percentage of median household income dedicated to mortgage payments on a home priced at the median value (assuming a 30-year mortgage and a 20% down payment).
  5. The Wealth Index is based on a number of indicators of affluence including average household income and average net worth, but it also includes the value of material possessions and resources. It represents the wealth of the area relative to the national level. Values above or below 100 represent above-average wealth or below-average wealth compared to the national level.


2010-2021 2021-2026
Population 0.84% 0.95%
Households 0.91% 0.97%
Families 0.75% 0.87%
Median Household Income   2.09%
Per Capita Income   2.29%
Owner Occupied HU   1.4%