Gem Lake, MN Profile: Facts & Data

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Gem Lake, Minnesota - Basic Facts

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The City of Gem Lake had a population of 429 as of July 1, 2021. Gem Lake ranks in the upper quartile for Diversity Index when compared to the other cities, towns and Census Designated Places (CDPs) in Minnesota. See peer rankings below.

The primary coordinate point for Gem Lake is located at latitude 45.0575 and longitude -93.0324 in Ramsey County. The formal boundaries for the City of Gem Lake encompass a land area of 1.08 sq. miles and a water area of 0.06 sq. miles. Ramsey County is in the Central time zone (GMT -6). The elevation is 955 feet.

The City of Gem Lake has a C5 Census Class Code which indicates an active incorporated place that is independent of any county subdivision and serves as a county subdivision equivalent. It also has a Functional Status Code of "A" which identifies an active government providing primary general-purpose functions.

Alternate Unofficial Names for Gem Lake: City of Gem Lake.

Jump to... (On This Page!)
  1. Gem Lake 2021 Demographic Data
  2. Growth Rates for Gem Lake (Historical & 5-Year Forecast)
  3. Peer Comparisons (Rank and Percentile)
  1. Neighborhoods Demographics (Home Values, Household Income, etc.)
  2. Minnesota Research Tools (Easy Tools & Current Data)
  3. Minnesota Data Comparison Tool - 2021 Demographics
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Gem Lake, MN Data & Demographics (As of July 1, 2021)

POPULATION

Total Population 429 (100%)
Population in Households 428 (99.8%)
Population in Families 333 (77.6%)
Population in Group Quarters1 1 ( 0.2%)
Population Density 409
Diversity Index2 36
 
 

INCOME

Median Household Income $77,463
Average Household Income $92,583
% of Income for Mortgage4 19%
Per Capita Income $38,581
Wealth Index5 96
 

HOUSING

Total HU (Housing Units) 173 (100%)
Owner Occupied HU 126 (72.8%)
Renter Occupied HU 44 (25.4%)
Vacant Housing Units 3 ( 1.7%)
Median Home Value $343,056
Average Home Value $423,400
Housing Affordability Index3 147
 

HOUSEHOLDS

Total Households 170
Average Household Size 2.52
Family Households 108
Average Family Size 3
NOTES
  1. Group Quarters - a place where people live or stay in a group living arrangement. Includes college residents halls, nursing facilities, military barracks, and correctional facilities.
  2. The Diversity Index is a scale of 0 to 100 that represents the likelihood that two persons, chosen at random from the same area, belong to different races or ethnic groups. If an area's entire population belongs to one race AND one ethnic group, then the area has zero diversity. An area's diversity index increases to 100 when the population is evenly divided into two or more race/ethnic groups.
  3. The Housing Affordability Index base is 100 and represents a balance point where a resident with a median household income can normally qualify to purchase a median price home. Values above 100 indicate increased affordability, while values below 100 indicate decreased affordability.
  4. The % of Income for Mortgage quantifies the percentage of median household income dedicated to mortgage payments on a home priced at the median value (assuming a 30-year mortgage and a 20% down payment).
  5. The Wealth Index is based on a number of indicators of affluence including average household income and average net worth, but it also includes the value of material possessions and resources. It represents the wealth of the area relative to the national level. Values above or below 100 represent above-average wealth or below-average wealth compared to the national level.

GROWTH RATE / YEAR

2010-2021 2021-2026
Population 0.78% 0.64%
Households 0.82% 0.7%
Families -0.56% 0.73%
Median Household Income   1.63%
Per Capita Income   2.14%
Owner Occupied HU   1.09%

Gem Lake, MN - Peer Comparisons by Rank and Percentile

The table below compares Gem Lake to the other 903 incorporated cities, towns and CDPs in Minnesota by rank and percentile using July 1, 2021 data. The location Ranked # 1 has the highest value. A location that ranks higher than 75% of its peers would be in the 75th percentile of the peer group.

Variable Description Rank Percentile
Total Population # 546 40th
Population Density # 562 38th
Median Household Income # 197 78th
Housing Affordability Index # 258 29th
Per Capita Income # 152 83rd
Diversity Index # 145 84th

Additional comparisons and rankings can be made with a VERY EASY TO USE Minnesota Census Data Comparison Tool.

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