Credit River, MN Profile: Facts & Data

The primary coordinate point for Credit River is located at latitude 44.6744 and longitude -93.3791 in Scott County. Scott County is in the Central time zone (GMT -6).

The Credit River is located within , a minor civil division (MCD) of Scott County.

Credit River, MN Data & Demographics (As of July 1, 2025)

POPULATION
Total Population	5,707 (100%)
Population in Households	5,700 (99.9%)
Population in Families	5,289 (92.7%)
Population in Group Quarters¹	7 ( 0.1%)
Population Density	244
Diversity Index²	20


INCOME
Median Household Income	$150,110
Average Household Income	$196,637
% of Income for Mortgage⁴	28%
Per Capita Income	$65,849
Wealth Index⁵	214
Socioeconomic Status Index⁶	High (73.0)

HOUSING
Total HU (Housing Units)	1,952 (100%)
Owner Occupied HU	1,821 (93.3%)
Renter Occupied HU	90 ( 4.6%)
Vacant Housing Units	41 ( 2.1%)
Median Home Value	$658,321
Average Home Value	$682,312
Housing Affordability Index³	83

HOUSEHOLDS
Total Households	1,911
Average Household Size	2.98
Family Households	1,616
Average Family Size	3.00

HOUSING

Total HU (Housing Units)

1,952 (100%)

Owner Occupied HU

1,821 (93.3%)

Renter Occupied HU

90 ( 4.6%)

Vacant Housing Units

41 ( 2.1%)

Median Home Value

$658,321

Average Home Value

$682,312

Housing Affordability Index³

HOUSEHOLDS

Total Households

1,911

Average Household Size

2.98

Family Households

1,616

Average Family Size

3.00

NOTES

Group Quarters - a place where people live or stay in a group living arrangement. Includes college residents halls, nursing facilities, military barracks, and correctional facilities.
The Diversity Index is a scale of 0 to 100 that represents the likelihood that two persons, chosen at random from the same area, belong to different races or ethnic groups. If an area's entire population belongs to one race AND one ethnic group, then the area has zero diversity. An area's diversity index increases to 100 when the population is evenly divided into two or more race/ethnic groups.
The Housing Affordability Index base is 100 and represents a balance point where a resident with a median household income can normally qualify to purchase a median price home. Values above 100 indicate increased affordability, while values below 100 indicate decreased affordability.
The % of Income for Mortgage quantifies the percentage of median household income dedicated to mortgage payments on a home priced at the median value (assuming a 30-year mortgage and a 20% down payment).
The Wealth Index is based on a number of indicators of affluence including average household income and average net worth, but it also includes the value of material possessions and resources. It represents the wealth of the area relative to the national level. Values above or below 100 represent above-average wealth or below-average wealth compared to the national level.
The Socioeconomic Index ranges from zero (lowest relative status) to 100 (highest relative status). This measure quantifies disparities in social position of an area's inhabitants and is built from a broad range of demographic, housing, and socioeconomic inputs. More information on this measure can be found in Esri's SEI tutorial.

GROWTH RATE / YEAR	2020-2025	2025-2030
Population	0.73%	1.66%
Households	0.99%	1.80%
Families		1.76%
Median Household Income		4.47%
Per Capita Income		1.60%
Owner Occupied HU		1.92%

GROWTH RATE / YEAR

2020-2025

2025-2030

Population

0.73%

1.66%

Households

0.99%

1.80%

Families

1.76%

Median Household Income

4.47%

Per Capita Income

1.60%

Owner Occupied HU

1.92%

Credit River, MN - Peer Comparisons by Rank and Percentile

The table below compares Credit River to the other 915 incorporated cities, towns and CDPs in Minnesota by rank and percentile using July 1, 2025 data. The location Ranked # 1 has the highest value. A location that ranks higher than 75% of its peers would be in the 75th percentile of the peer group.

Variable Description	Rank	Percentile
Total Population	# 140	85th
Population Density	# 667	27th
Median Household Income	# 22	98th
Housing Affordability Index	# 331	36th
Per Capita Income	# 43	95th
Diversity Index	# 517	44th

Variable Description

Rank

Percentile

Total Population

# 140

85th

Population Density

# 667

27th

Median Household Income

# 22

98th

Housing Affordability Index

# 331

36th

Per Capita Income

# 43

95th

Diversity Index

# 517

44th

Minnesota Census Data Comparison Tool

Credit River, MN Profile: Facts & Data

Credit River, Minnesota - Basic Facts

Credit River, MN Data & Demographics (As of July 1, 2025)

POPULATION

INCOME

HOUSING

HOUSEHOLDS

GROWTH RATE / YEAR

Credit River, MN - Peer Comparisons by Rank and Percentile

Credit River, MN - Most Popular Things to Do

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Scott County