White Bear Lake, MN Profile: Facts & Data

The City of White Bear Lake had a population of 25,314 as of July 1, 2024. White Bear Lake ranks in the upper quartile for Population Density and Diversity Index when compared to the other cities, towns and Census Designated Places (CDPs) in Minnesota. See peer rankings below.

The primary coordinate point for White Bear Lake is located at latitude 45.0847 and longitude -93.0099 in Ramsey County. The formal boundaries for the City of White Bear Lake encompass a land area of 8.01 sq. miles and a water area of 0.64 sq. miles. Ramsey County is in the Central time zone (GMT -6).

The City of White Bear Lake has a C5 Census Class Code which indicates an active incorporated place that is independent of any county subdivision and serves as a county subdivision equivalent. It also has a Functional Status Code of "A" which identifies an active government providing primary general-purpose functions.

White Bear Lake, MN Data & Demographics (As of July 1, 2024)

POPULATION
Total Population	25,314 (100%)
Population in Households	24,779 (97.9%)
Population in Families	19,381 (76.6%)
Population in Group Quarters¹	535 ( 2.1%)
Population Density	3,147
Diversity Index²	42


INCOME
Median Household Income	$81,393
Average Household Income	$107,821
% of Income for Mortgage⁴	27%
Per Capita Income	$44,183
Wealth Index⁵	95
Socioeconomic Status Index⁶	Moderate (54.5)

HOUSING
Total HU (Housing Units)	10,754 (100%)
Owner Occupied HU	6,945 (64.6%)
Renter Occupied HU	3,420 (31.8%)
Vacant Housing Units	389 ( 3.6%)
Median Home Value	$346,247
Average Home Value	$375,688
Housing Affordability Index³	88

HOUSEHOLDS
Total Households	10,365
Average Household Size	2.39
Family Households	6,413
Average Family Size	3.00

NOTES

Group Quarters - a place where people live or stay in a group living arrangement. Includes college residents halls, nursing facilities, military barracks, and correctional facilities.
The Diversity Index is a scale of 0 to 100 that represents the likelihood that two persons, chosen at random from the same area, belong to different races or ethnic groups. If an area's entire population belongs to one race AND one ethnic group, then the area has zero diversity. An area's diversity index increases to 100 when the population is evenly divided into two or more race/ethnic groups.
The Housing Affordability Index base is 100 and represents a balance point where a resident with a median household income can normally qualify to purchase a median price home. Values above 100 indicate increased affordability, while values below 100 indicate decreased affordability.
The % of Income for Mortgage quantifies the percentage of median household income dedicated to mortgage payments on a home priced at the median value (assuming a 30-year mortgage and a 20% down payment).
The Wealth Index is based on a number of indicators of affluence including average household income and average net worth, but it also includes the value of material possessions and resources. It represents the wealth of the area relative to the national level. Values above or below 100 represent above-average wealth or below-average wealth compared to the national level.
The Socioeconomic Index ranges from zero (lowest relative status) to 100 (highest relative status). This measure quantifies disparities in social position of an area's inhabitants and is built from a broad range of demographic, housing, and socioeconomic inputs. More information on this measure can be found in Esri's SEI tutorial.

White Bear Lake, MN - Peer Comparisons by Rank and Percentile

The table below compares White Bear Lake to the other 914 incorporated cities, towns and CDPs in Minnesota by rank and percentile using July 1, 2024 data. The location Ranked # 1 has the highest value. A location that ranks higher than 75% of its peers would be in the 75th percentile of the peer group.

GROWTH RATE / YEAR	2020-2024	2024-2029
Population	0.40%	0.35%
Households	-0.19%	0.19%
Families		-0.01%
Median Household Income		2.67%
Per Capita Income		2.80%
Owner Occupied HU		0.08%

Variable Description	Rank	Percentile
Total Population	# 44	95th
Population Density	# 30	97th
Median Household Income	# 374	59th
Housing Affordability Index	# 298	33rd
Per Capita Income	# 350	62nd
Diversity Index	# 161	82nd

White Bear Lake, MN Profile: Facts & Data

White Bear Lake, Minnesota - Basic Facts

White Bear Lake, MN Data & Demographics (As of July 1, 2024)

POPULATION

INCOME

HOUSING

HOUSEHOLDS

GROWTH RATE / YEAR

White Bear Lake, MN - Peer Comparisons by Rank and Percentile

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