Otsego, MN Profile: Facts & Data

The primary coordinate point for Otsego is located at latitude 45.2741 and longitude -93.5913 in Wright County. The formal boundaries for the City of Otsego encompass a land area of 29.56 sq. miles and a water area of 0.93 sq. miles. Wright County is in the Central time zone (GMT -6).

The City of Otsego has a C5 Census Class Code which indicates an active incorporated place that is independent of any county subdivision and serves as a county subdivision equivalent. It also has a Functional Status Code of "A" which identifies an active government providing primary general-purpose functions.

Otsego, MN Data & Demographics (As of July 1, 2025)

POPULATION
Total Population	24,510 (100%)
Population in Households	24,490 (99.9%)
Population in Families	21,706 (88.6%)
Population in Group Quarters¹	20 ( 0.1%)
Population Density	828
Diversity Index²	33


INCOME
Median Household Income	$130,010
Average Household Income	$146,189
% of Income for Mortgage⁴	20%
Per Capita Income	$50,275
Wealth Index⁵	121
Socioeconomic Status Index⁶	High (66.1)

HOUSING
Total HU (Housing Units)	8,852 (100%)
Owner Occupied HU	7,571 (85.5%)
Renter Occupied HU	857 ( 9.7%)
Vacant Housing Units	424 ( 4.8%)
Median Home Value	$422,133
Average Home Value	$453,389
Housing Affordability Index³	113

HOUSEHOLDS
Total Households	8,428
Average Household Size	2.91
Family Households	6,419
Average Family Size	3.00

NOTES

Group Quarters - a place where people live or stay in a group living arrangement. Includes college residents halls, nursing facilities, military barracks, and correctional facilities.
The Diversity Index is a scale of 0 to 100 that represents the likelihood that two persons, chosen at random from the same area, belong to different races or ethnic groups. If an area's entire population belongs to one race AND one ethnic group, then the area has zero diversity. An area's diversity index increases to 100 when the population is evenly divided into two or more race/ethnic groups.
The Housing Affordability Index base is 100 and represents a balance point where a resident with a median household income can normally qualify to purchase a median price home. Values above 100 indicate increased affordability, while values below 100 indicate decreased affordability.
The % of Income for Mortgage quantifies the percentage of median household income dedicated to mortgage payments on a home priced at the median value (assuming a 30-year mortgage and a 20% down payment).
The Wealth Index is based on a number of indicators of affluence including average household income and average net worth, but it also includes the value of material possessions and resources. It represents the wealth of the area relative to the national level. Values above or below 100 represent above-average wealth or below-average wealth compared to the national level.
The Socioeconomic Index ranges from zero (lowest relative status) to 100 (highest relative status). This measure quantifies disparities in social position of an area's inhabitants and is built from a broad range of demographic, housing, and socioeconomic inputs. More information on this measure can be found in Esri's SEI tutorial.

Otsego, MN - Peer Comparisons by Rank and Percentile

The table below compares Otsego to the other 915 incorporated cities, towns and CDPs in Minnesota by rank and percentile using July 1, 2025 data. The location Ranked # 1 has the highest value. A location that ranks higher than 75% of its peers would be in the 75th percentile of the peer group.

GROWTH RATE / YEAR	2020-2025	2025-2030
Population	3.98%	1.86%
Households	4.34%	2.13%
Families		1.94%
Median Household Income		1.75%
Per Capita Income		1.43%
Owner Occupied HU		2.09%

Variable Description	Rank	Percentile
Total Population	# 47	95th
Population Density	# 345	62nd
Median Household Income	# 50	95th
Housing Affordability Index	# 683	75th
Per Capita Income	# 177	81st
Diversity Index	# 237	74th

Otsego, MN Profile: Facts & Data

Otsego, Minnesota - Basic Facts

Otsego, MN Data & Demographics (As of July 1, 2025)

POPULATION

INCOME

HOUSING

HOUSEHOLDS

GROWTH RATE / YEAR

Otsego, MN - Peer Comparisons by Rank and Percentile

Otsego, MN - Most Popular Things to Do

Use HTL Address Research for a Minnesota Address and get...

Quick & Easy Ways to...

Minnesota Census Data Comparison Tool

Wright County