US > Minnesota > Winona County > Saint Charles, MN 55972

55972 ZIP Code Profile, Map, Data & Demographics

Related Place Profiles:
Saint Charles, MN | Saratoga, MN | Troy, MN
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ZIP Code 55972: Basic Data & USPS Preferred City Name

Preferred Name, USPS
Saint Charles, MN 55972

Not Acceptable, USPS
Saratoga, MN 55972
St Charles, MN 55972
Troy, MN 55972

  • ZIP Code Type: STANDARD
  • County: Winona County
  • Centroid: Latitude 43.967, Longitude -92.063
  • Time Zone: Central Time Zone (UTC -6 hours)
  • Observes DST: Yes

ZIP Code 55972 has segments in 2 Counties (Olmsted, Winona).

  • Businesses Addresses: 168
  • PO Box Addresses: 37
  • Residential Addresses: 2,067
    • Multi-Family Addresses: 161
    • Single Family Addresses: 1,906

The ZIP Code maps and database are updated 4 times per year.
Database updated: June 1, 2025, Maps updated: May 1, 2024.

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Saint Charles, MN 55972 Data & Demographics (As of July 1, 2025)

POPULATION

Total Population 5,215 (100%)
Population in Households 5,188 (99.5%)
Population in Families 4,366 (83.7%)
Population in Group Quarters1 27 ( 0.5%)
Population Density 62
Diversity Index2 34
 
 

INCOME

Median Household Income $96,369
Average Household Income $120,435
% of Income for Mortgage4 20%
Per Capita Income $45,932
Wealth Index5 102
Socioeconomic Status Index6 Moderate (57.8)
 

HOUSING

Total HU (Housing Units) 2,099 (100%)
Owner Occupied HU 1,511 (72.0%)
Renter Occupied HU 476 (22.7%)
Vacant Housing Units 112 ( 5.3%)
Median Home Value $302,063
Average Home Value $403,921
Housing Affordability Index3 118
 

HOUSEHOLDS

Total Households 1,987
Average Household Size 2.61
Family Households 1,394
Average Family Size 3.00
NOTES
  1. Group Quarters - a place where people live or stay in a group living arrangement. Includes college residents halls, nursing facilities, military barracks, and correctional facilities.
  2. The Diversity Index is a scale of 0 to 100 that represents the likelihood that two persons, chosen at random from the same area, belong to different races or ethnic groups. If an area's entire population belongs to one race AND one ethnic group, then the area has zero diversity. An area's diversity index increases to 100 when the population is evenly divided into two or more race/ethnic groups.
  3. The Housing Affordability Index base is 100 and represents a balance point where a resident with a median household income can normally qualify to purchase a median price home. Values above 100 indicate increased affordability, while values below 100 indicate decreased affordability.
  4. The % of Income for Mortgage quantifies the percentage of median household income dedicated to mortgage payments on a home priced at the median value (assuming a 30-year mortgage and a 20% down payment).
  5. The Wealth Index is based on a number of indicators of affluence including average household income and average net worth, but it also includes the value of material possessions and resources. It represents the wealth of the area relative to the national level. Values above or below 100 represent above-average wealth or below-average wealth compared to the national level.
  6. The Socioeconomic Index ranges from zero (lowest relative status) to 100 (highest relative status). This measure quantifies disparities in social position of an area's inhabitants and is built from a broad range of demographic, housing, and socioeconomic inputs. More information on this measure can be found in Esri's SEI tutorial.

GROWTH RATE / YEAR

 2020-2025 2025-2030
Population -0.25% -0.26%
Households 0.17% 0.19%
Families   0.01%
Median Household Income   2.65%
Per Capita Income   2.80%
Owner Occupied HU   0.46%

Saint Charles, MN 55972 - Peer Comparisons by Rank and Percentile

The table below compares 55972 to the other 882 ZIP Codes in Minnesota by rank and percentile using July 1, 2025 data. The location Ranked # 1 has the highest value. A location that ranks higher than 75% of its peers would be in the 75th percentile of the peer group.

Variable Description Rank Percentile
Total Population # 250 72nd
Population Density # 306 65th
Median Household Income # 176 80th
Housing Affordability Index # 703 80th
Per Capita Income # 239 73rd
Diversity Index # 246 72nd

Additional comparisons and rankings can be made with a VERY EASY TO USE Minnesota Census Data Comparison Tool.


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